Skip to content Skip to footer

Universal Credit and Debt


We sat down with That’s Cumbria yesterday to talk about the problems people are experiencing with Universal Credit. 

Advice Column: Sick Pay


I was recently off work through ill-health but my employer has said that I’m not entitled to sick pay.  Is this right? Without knowing more about your employment contract it is hard to say whether or not you are entitled to sick pay.  However there is national research which has found that some employers are […]

Advice Column: Getting a visa for your partner


How do I go about getting a visa for my spouse to live in the UK? If you’re already in the UK, your spouse (husband, wife or civil partner) or fiancé will need a visa to join you to live for over 6 months. A family member who joins you in the UK based on […]

Advice Column: Anti-Social Behaviour


I dread summertime.  Any time it is warm one of my neighbours has a barbecue, drinks a lot of alcohol and plays music very loudly.  These often end up with shouting matches with other members of their family.  I have politely asked them if they could keep the noise and swearing down as I have […]

Advice Column: Universal Credit


I am about to apply for Universal Credit for the first time, but have been told that there is a six week wait before the first payment.  I’m worried that I won’t be able to pay my bills. Is this right, and is there anything I can do?   Universal Credit is being introduced across […]

Advice Column: Preparing for your PIP assessment


I have to go for a PIP medical assessment.  I have heard so many horror stories about such things.  Can you explain what goes on at an assessment and what I need do to prepare for it?   Unless you have a terminal illness you’ll usually have to have an assessment to complete your Personal […]

Advice Column: How to spot a cowboy builder


Top tips on how to spot a cowboy builder When you employ a builder, it’s sometimes very hard to tell at first if they are trustworthy and reliable. But there are some tell-tale signs which can help you spot the difference between a cowboy builder and the genuine thing. Be very careful about taking on […]

Advice Column: Avoiding online scams


Top tips to avoid online scams   Online scams are schemes to con you out of your money using your computer and the internet, either through fake websites or emails. Although there are many ways scammers can get into your computer to steal your money and identity, there are ways you can protect yourself. What […]

Advice Column: Common Scams


Common scams Scams are schemes to con you out of your money. They can arrive by post, phone call, text message or email, or from someone coming to your home. Car matching and electricity meter scams and fake lotteries are just some of the tricks that scammers try. Reporting a scam You can report scams […]

Advice Column: How to spot a scam


July is Scams Awareness Month – here’s how to spot a scam Scams are schemes to con you out of your money. They can arrive by post, phone call, text message or email or a scammer may turn up at your home. It could be a scam if: the call, letter, email or text has […]