“I have been asked to arrange a funeral for a friend who is terminally ill. I have never had to do anything like this before. Is there any information or advice you can give?” No one wants to have to arrange a funeral at what is already a difficult time. If you do, having an […]
Category: Advice Column
Advice Column – I am considering taking out Payment Protection Insurance. What do I need to think about?
When you take out a loan, credit or store card, you’re often asked to take out an insurance policy at the same time. The policy is meant to cover the loan or card repayments if you become unable to afford them yourself because of illness, unemployment or because you have an accident or become disabled. […]
My partner with whom I have had a long-standing relationship died unexpectedly a short time ago. We were not married. Although we had talked about it quite a lot we had not got round to making a will. I know he would have wished me to inherit his estate, but, without a valid will, where […]
Time limits for recovering debt in court – statute barred debt There are time limits on when some creditors can go to court to get you to pay an old debt. If the time limit has passed, the debt is known as ‘statute barred’ – it means that the creditor can’t get a court to […]
Advice Column – I have heard that there will be 30 hours free nursery education for 3 and 4 year old children?
I have heard that there will be 30 hours free nursery education for 3 and 4 year old children? Is this available now? If not, when will it be available? Childcare Minister, Sam Gyimah announced that some councils across the country will be funded to deliver 30 hours of free childcare for 3- and […]
Advice Column – I have a payday loan being taken from my account by Continuous Payment Authority (CPA)
I have a payday loan being taken from my account by Continuous Payment Authority (CPA). I tried to cancel this as the deductions were high and I am in rent arrears. When I tried to do this the building society staff said that they were (physically) unable to cancel the CPA and that I had […]